Pricing

We accept major credit and debit cards. All payments are processed securely via Stripe. You can cancel your subscription at any time.

All plans include access to email support. Pro and Enterprise users receive priority support.

If you upgrade from Essential to Pro during your yearly subscription, you get immediate access to Pro. You are only charged the prorated price difference for the remaining months of your current billing cycle. Your renewal date stays the same.

You can cancel your subscription at any time. Your access remains active until the end of your current yearly billing period, and your plan will not renew automatically. Once your subscription is expired, your data is automatically deleted from our servers (we will notify you about this two weeks in advance).

A scenario represents one possible version of your financial future.
It combines your base data, life events, and withdrawal choices to show when and how you could reach financial independence. Scenarios let you compare different paths without changing your base data.

Essential lets you check if a target FI date works for you, with pillars withdrawn at 65 by default. Pro finds your earliest possible FI date automatically and optimizes when to withdraw each pillar to help you retire as early as possible.

Most people use one scenario to model their base plan and one or two alternatives, typically when they are far from their FI date. If you want to explore many variations or fine-tune decisions as FI approaches, Pro offers unlimited scenarios.

FI Planner lets you model the key moments that impact your financial life, such as:

• Buying or selling a property
• Changes in income
• One-time expenses or cash inflows
• Starting or stopping pillar contributions
• Retirement and pension withdrawals

This allows you to reflect real-life changes without overcomplicating your plan.

FI Planner currently supports the cantons of Aargau, Bern, Fribourg, Geneva, Lucerne, Neuchâtel, Schwyz, Solothurn, St. Gallen, Thurgau, Ticino, Valais, Vaud, Zug and Zurich. Don't see yours? Reach out to us so we can add it (feedback@fiplanner.ch).

Number of contributing years
Count from your 21st birthday (or when you started working in Switzerland) up to today. Years spent abroad or without professional activity generally don't count.

Example: you're 41 and started working at 21 → 41 − 21 = 20 contributing years

Sum of contributed salaries (CHF)
You probably don't have all your payslips at hand. Use this approximation:

Average salary ≈ (current salary + first salary) ÷ 2
Estimated sum ≈ average salary × number of contributing years

Example: first salary CHF 60'000, current salary CHF 100'000, 20 contributing years
Average salary = (100'000 + 60'000) ÷ 2 = CHF 80'000
Estimated sum = 80'000 × 20 = CHF 1'600'000

💡 Once your AVS certificate arrives (~5 weeks), you'll have the exact value. Update it in FI Planner to refine your plan.